Serving Georgia
Medicare help in Georgia
Legacy Life Group holds a Georgia insurance license and helps Georgia residents compare Medicare Advantage, Medicare Supplement and prescription drug plans, at no cost.
Why local plan comparison matters in Georgia
The Medicare Advantage plans available to you, their provider networks, their drug formularies and their premiums are set at the county level. Medicare Supplement pricing also varies by state and by carrier. A plan that is excellent one county over may not even exist in yours.
As independent agents serving Georgia, we compare the plans that are actually offered where you live, check them against your doctors and your medication list, and give you a straight recommendation. If staying put is your best move, we will tell you that too.
What we help Georgia residents with
- Turning 65 and enrolling for the first time
- Comparing Medicare Advantage vs. Medicare Supplement
- Annual plan reviews during AEP (October 15 - December 7)
- Part D drug plan selection based on your prescriptions
- Life insurance, fixed annuities and hospital indemnity plans
Medicare in Georgia: what's different
Medicare is a federal program, but a few important rules and resources are set state by state. Here is what applies in Georgia.
Medicare Advantage in Georgia
About 59% of Georgians with Medicare Parts A and B are in a Medicare Advantage plan in 2026. Georgia has about 2 million people on Medicare.
Sources: KFF, 2026, CMS enrollment, May 2026
Medigap rules in Georgia
Georgia requires insurers that sell Medigap plans to also offer them to people under 65 who have Medicare because of a disability or ESRD, within 6 months of enrolling in Part B. Premiums before 65 can differ from 65+ rates. Beyond that, Georgia follows the federal Medigap rules and has no "birthday rule" for switching plans.
Help paying for Medicare
If your income is limited, a Medicare Savings Program can pay your Part B premium and sometimes more. In Georgia, apply through the Georgia Division of Family and Children Services (Georgia Gateway). For help with drug costs, you can also apply for Extra Help through Social Security.
Free counseling and license checks
Georgia SHIP offers free, unbiased Medicare counseling at 1-866-552-4464 (option 4). You can look up any agent's license, including ours, with the Georgia Office of Insurance and Safety Fire Commissioner.
Do you charge Georgia residents for help?
No. Our services are free. We are paid by the carriers when you enroll, and your premium is the same either way.
Can you help me remotely?
Yes. We work with clients by phone and video across every state we serve, and everything can be handled without an office visit.
Can I buy a Medicare Supplement in Georgia if I am under 65?
Yes. If you have Medicare because of a disability or ESRD, Georgia law requires insurers that sell Medigap to offer you a plan within 6 months of enrolling in Part B. Premiums can be higher than at 65.
Which plans do you offer in Georgia?
We are appointed with multiple A-rated carriers. We do not offer every plan available in your area; please contact Medicare.gov or 1-800-MEDICARE for information on all of your options.
No cost, no obligation
Ready to compare your Georgia options?
Get a straight answer about your Medicare options from a real person. We help you compare plans from A-rated carriers, and our help is always free.